Sunday, November 17, 2024

IDFC First Wealth vs Tata Neu Plus

IDFC First Wealth vs Tata Neu Plus

Basic Information
Network
VISA	VISA RUPAY
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
65	60
Minimum Net Salary
₹36 Lakhs	₹3 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹36 Lakhs	₹6 Lakhs
Points
1 Point Value
0.4	1
Travel Points Per ₹100
0.6	1
Shopping Points Per ₹100
0.6	2
Dining Points Per ₹100
0.6	1
Fuel Points Per ₹100
0.6	0
Grocery Points Per ₹100
0.6	1
Utility Points Per ₹100
1	1
Points Terms
	2 NeuCoin on Rs 100 spent on Non-EMI Spends on Tata Neu and tata brands 1 NeuCoin per Rs 100 spent on Non-Tata Brand Spends and any Merchant EMI Spends 1 NeuCoin per Rs 100 spent on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month NeuCoins earned on Grocery transactions will be capped to 1,000 per month NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month.
Fees and Charges
Joining Fee
₹0	₹499
Annual Fee
₹0	₹499
Minimum amount for Annual Fee waiver
₹0	₹100000
Welcome/Signup Bonus
Welcome voucher	Get 499 NeuCoins on Tata Neu App
Bonus Value
₹500	₹499
Signup Bonus Terms
Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.	Get 499 NeuCoins as reversal of 1st Year Membership Fees on 1st Transaction done within 30 days of card issuance
Airport Lounge Access
Available Domestic Lounge
2	4
Available International Lounge
2	0
Available Global Lounge
2	0
Lounge Terms
lounge access on spending ₹20,000 every month
Offers
Perks
Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers