Sunday, November 17, 2024

IDFC First Wealth vs Swiggy Credit Card


Basic Information
Network
VISA	MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
65	60
Minimum Net Salary
₹36 Lakhs	₹2 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹36 Lakhs	₹6 Lakhs
Points
1 Point Value
0.4	1
Travel Points Per ₹100
0.6	1
Shopping Points Per ₹100
0.6	1
Dining Points Per ₹100
0.6	1
Fuel Points Per ₹100
0.6	0
Grocery Points Per ₹100
0.6	0
Utility Points Per ₹100
1	0
Points Terms
	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee
₹0	₹500
Annual Fee
₹0	₹500
Minimum amount for Annual Fee waiver
₹0	₹200000
Welcome/Signup Bonus
Welcome voucher	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value
₹500	₹1199
Signup Bonus Terms
Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
2	0
Available International Lounge
2	0
Available Global Lounge
2	0
Lounge Terms
lounge access on spending ₹20,000 every month
Offers
Perks
Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers