Wednesday, November 13, 2024

HSBC Premier vs IDFC First Wealth

HSBC Premier vs IDFC First Wealth

Basic Information
Network
MASTERCARD	VISA
Material
Metal	Metal
Requires Invitation
No	No
Concierge
None	Domestic & Global
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	65
Minimum Net Salary
₹36 Lakhs	₹36 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹40 Lakhs	₹36 Lakhs
Points
1 Point Value
1	0.4
Travel Points Per ₹100
3	0.6
Shopping Points Per ₹100
3	0.6
Dining Points Per ₹100
3	0.6
Fuel Points Per ₹100
3	0.6
Grocery Points Per ₹100
3	0.6
Utility Points Per ₹100
0	1
Points Terms
Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles
Fees and Charges
Joining Fee
₹12000	₹0
Annual Fee
₹20000	₹0
Welcome/Signup Bonus
Taj Epicure membership across Taj hotels and a Taj experience gift card	Welcome voucher
Bonus Value
₹12000	₹500
Signup Bonus Terms
	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
Unlimited	2
Available International Lounge
Unlimited	2
Available Global Lounge
Unlimited	2
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
8	0
Available Global Lounge for Guest
8	0
Lounge Terms
	lounge access on spending ₹20,000 every month
Offers
Perks
Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers