Tuesday, November 12, 2024

HDFC Diners Club Black vs IDFC First Wealth

HDFC Diners Club Black vs IDFC First Wealth

Basic Information
Network
Diners Club International	VISA
Material
Plastic	Metal
Requires Invitation
No	No
Concierge
Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	65
Minimum Net Salary
₹30 Lakhs	₹36 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹30 Lakhs	₹36 Lakhs
Points
1 Point Value
0.8	0.4
Travel Points Per ₹100
3.33	0.6
Shopping Points Per ₹100
3.33	0.6
Dining Points Per ₹100
0	0.6
Fuel Points Per ₹100
0	0.6
Grocery Points Per ₹100
3.33	0.6
Utility Points Per ₹100
0	1
Points Terms
1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30
Fees and Charges
Joining Fee
₹10000	₹0
Annual Fee
₹10000	₹0
Minimum amount for Annual Fee waiver
₹500000	₹0
Welcome/Signup Bonus
Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	Welcome voucher
Bonus Value
₹9999	₹500
Signup Bonus Terms
Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
Unlimited	2
Available International Lounge
Unlimited	2
Available Global Lounge
Unlimited	2
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
Unlimited	0
Available Global Lounge for Guest
Unlimited	0
Lounge Terms
	lounge access on spending ₹20,000 every month
Offers
Perks
Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers