Sunday, November 10, 2024

American Express Platinum Travel vs IDFC First Wealth

American Express Platinum Travel vs IDFC First Wealth

Basic Information
Network
American Express	VISA
Material
Plastic	Metal
Requires Invitation
No	No
Concierge
None	Domestic & Global
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	65
Minimum Net Salary
₹6 Lakhs	₹36 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹6 Lakhs	₹36 Lakhs
Points
1 Point Value
1	0.4
Travel Points Per ₹100
2	0.6
Shopping Points Per ₹100
2	0.6
Dining Points Per ₹100
2	0.6
Fuel Points Per ₹100
0	0.6
Grocery Points Per ₹100
2	0.6
Utility Points Per ₹100
0	1
Fees and Charges
Joining Fee
₹3500	₹0
Annual Fee
₹5000	₹0
Welcome/Signup Bonus
10,000 points	Welcome voucher
Bonus Value
₹10000	₹500
Signup Bonus Terms
Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
8	2
Available International Lounge
8	2
Available Global Lounge
0	2
Lounge Terms
airport lounges are limited to two complimentary visit per quarter	lounge access on spending ₹20,000 every month
Offers
Perks
Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers