Sunday, November 17, 2024

IDFC First Wealth vs Standard Chartered Ultimate


Basic Information
Network
VISA	VISA MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	18
Maximum Age Salaried
65	62
Minimum Net Salary
₹36 Lakhs	₹0 Lakhs
Minimum Age Self Employed
21	18
Maximum Age Self Employed
65	67
Minimum Net Income for Self Employed
₹36 Lakhs	₹0 Lakhs
Points
1 Point Value
0.4	1
Travel Points Per ₹100
0.6	3.33
Shopping Points Per ₹100
0.6	3.33
Dining Points Per ₹100
0.6	3.33
Fuel Points Per ₹100
0.6	2
Grocery Points Per ₹100
0.6	2
Utility Points Per ₹100
1	2
Points Terms
	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹0	₹5000
Annual Fee
₹0	₹5000
Welcome/Signup Bonus
Welcome voucher	Earn 6000 Reward Points
Bonus Value
₹500	₹6000
Signup Bonus Terms
Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
2	6
Available International Lounge
2	4
Available Global Lounge
2	0
Lounge Terms
lounge access on spending ₹20,000 every month	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers	5% cashback on duty-free spends – Max INR 1000 per Month