Tuesday, November 12, 2024

HDFC Diners Club Black vs SBC Premier

HDFC Diners Club Black vs HSBC Premier

Basic Information
Network
Diners Club International	MASTERCARD
Material
Plastic	Metal
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	18
Maximum Age Salaried
60	Not Specified
Minimum Net Salary
₹30 Lakhs	₹36 Lakhs
Minimum Age Self Employed
21	18
Maximum Age Self Employed
65	Not Specified
Minimum Net Income for Self Employed
₹30 Lakhs	₹40 Lakhs
Points
1 Point Value
0.8	1
Travel Points Per ₹100
3.33	3
Shopping Points Per ₹100
3.33	3
Dining Points Per ₹100
0	3
Fuel Points Per ₹100
0	3
Grocery Points Per ₹100
3.33	3
Utility Points Per ₹100
0	0
Points Terms
1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30	Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles
Fees and Charges
Joining Fee
₹10000	₹12000
Annual Fee
₹10000	₹20000
Minimum amount for Annual Fee waiver
₹500000	₹0
Welcome/Signup Bonus
Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	Taj Epicure membership across Taj hotels and a Taj experience gift card
Bonus Value
₹9999	₹12000
Signup Bonus Terms
Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge
Unlimited	Unlimited
Available International Lounge
Unlimited	Unlimited
Available Global Lounge
Unlimited	Unlimited
Available Domestic Lounge for Guest
Unlimited	Unlimited
Available International Lounge for Guest
Unlimited	8
Available Global Lounge for Guest
Unlimited	8
Offers
Perks
Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.	Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)