Tuesday, November 12, 2024

HDFC Diners Club Black vs Swiggy Credit Card

HDFC Diners Club Black vs Swiggy Credit Card

Basic Information
Network
Diners Club International	MASTERCARD
Material
Plastic	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	60
Minimum Net Salary
₹30 Lakhs	₹2 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹30 Lakhs	₹6 Lakhs
Points
1 Point Value
0.8	1
Travel Points Per ₹100
3.33	1
Shopping Points Per ₹100
3.33	1
Dining Points Per ₹100
0	1
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
3.33	0
Utility Points Per ₹100
0	0
Points Terms
1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee
₹10000	₹500
Annual Fee
₹10000	₹500
Minimum amount for Annual Fee waiver
₹500000	₹200000
Welcome/Signup Bonus
Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value
₹9999	₹1199
Signup Bonus Terms
Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge
Unlimited	0
Available International Lounge
Unlimited	0
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
Unlimited	0
Available Global Lounge for Guest
Unlimited	0
Offers
Perks
Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.