Sunday, November 10, 2024

American Express Platinum Travel vs HDFC Diners Club Black

American Express Platinum Travel vs HDFC Diners Club Black

Basic Information
Network
American Express	Diners Club International
Material
Plastic	Plastic
Requires Invitation
No	No
Concierge
None	Domestic & Global
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	60
Minimum Net Salary
₹6 Lakhs	₹30 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹6 Lakhs	₹30 Lakhs
Points
1 Point Value
1	0.8
Travel Points Per ₹100
2	3.33
Shopping Points Per ₹100
2	3.33
Dining Points Per ₹100
2	0
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
2	3.33
Utility Points Per ₹100
0	0
Points Terms
	1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30
Fees and Charges
Joining Fee
₹3500	₹10000
Annual Fee
₹5000	₹10000
Minimum amount for Annual Fee waiver
₹0	₹500000
Welcome/Signup Bonus
10,000 points	Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK
Bonus Value
₹10000	₹9999
Signup Bonus Terms
Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.	Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge
8	Unlimited
Available International Lounge
8	Unlimited
Available Global Lounge
0	Unlimited
Available Domestic Lounge for Guest
0	Unlimited
Available International Lounge for Guest
0	Unlimited
Available Global Lounge for Guest
0	Unlimited
Lounge Terms
airport lounges are limited to two complimentary visit per quarter
Offers
Perks
Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.