Tuesday, November 12, 2024

HDFC Diners Club Black vs Standard Chartered Ultimate

HDFC Diners Club Black vs Standard Chartered Ultimate

Basic Information
Network
Diners Club International	VISA MASTERCARD
Material
Plastic	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	18
Maximum Age Salaried
60	62
Minimum Net Salary
₹30 Lakhs	₹0 Lakhs
Minimum Age Self Employed
21	18
Maximum Age Self Employed
65	67
Minimum Net Income for Self Employed
₹30 Lakhs	₹0 Lakhs
Points
1 Point Value
0.8	1
Travel Points Per ₹100
3.33	3.33
Shopping Points Per ₹100
3.33	3.33
Dining Points Per ₹100
0	3.33
Fuel Points Per ₹100
0	2
Grocery Points Per ₹100
3.33	2
Utility Points Per ₹100
0	2
Points Terms
1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹10000	₹5000
Annual Fee
₹10000	₹5000
Minimum amount for Annual Fee waiver
₹500000	₹0
Welcome/Signup Bonus
Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	Earn 6000 Reward Points
Bonus Value
₹9999	₹6000
Signup Bonus Terms
Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge
Unlimited	6
Available International Lounge
Unlimited	4
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
Unlimited	0
Available Global Lounge for Guest
Unlimited	0
Lounge Terms
	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.	5% cashback on duty-free spends – Max INR 1000 per Month