Wednesday, November 6, 2024

HDFC Infinia vs Swiggy Credit Card

HDFC Infinia vs Swiggy Credit Card

Basic Information
Network
VISA	MASTERCARD
Material
Metal	Plastic
Requires Invitation
Yes	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	60
Minimum Net Salary
₹35 Lakhs	₹2 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹34 Lakhs	₹6 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3.33	1
Shopping Points Per ₹100
3.33	1
Dining Points Per ₹100
3.33	1
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
3.33	0
Utility Points Per ₹100
0	0
Points Terms
	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee
₹12500	₹500
Annual Fee
₹12500	₹500
Minimum amount for Annual Fee waiver
₹1000000	₹200000
Welcome/Signup Bonus
Welcome benefit of 12,500 reward points	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value
₹12000	₹1199
Signup Bonus Terms
Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge
Unlimited	0
Available International Lounge
Unlimited	0
Available Global Lounge
Unlimited	0
Offers
Perks
Book stay for 3-nights and pay for two at participating ITC hotels
Introductory Offers
Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region