Wednesday, November 6, 2024

HDFC Infinia vs IDFC First Wealth


Basic Information
Network
VISA	VISA
Material
Metal	Metal
Requires Invitation
Yes	No
Concierge
Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	65
Minimum Net Salary
₹35 Lakhs	₹36 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹34 Lakhs	₹36 Lakhs
Points
1 Point Value
1	0.4
Travel Points Per ₹100
3.33	0.6
Shopping Points Per ₹100
3.33	0.6
Dining Points Per ₹100
3.33	0.6
Fuel Points Per ₹100
0	0.6
Grocery Points Per ₹100
3.33	0.6
Utility Points Per ₹100
0	1
Fees and Charges
Joining Fee
₹12500	₹0
Annual Fee
₹12500	₹0
Minimum amount for Annual Fee waiver
₹1000000	₹0
Welcome/Signup Bonus
Welcome benefit of 12,500 reward points	Welcome voucher
Bonus Value
₹12000	₹500
Signup Bonus Terms
Get welcome benefit of 12,500 reward points upon fee realisation and card activation	Welcome voucher worth ₹500 on spending ₹5000 or more within 30 days of card generation.
Airport Lounge Access
Available Domestic Lounge
Unlimited	2
Available International Lounge
Unlimited	2
Available Global Lounge
Unlimited	2
Lounge Terms
	lounge access on spending ₹20,000 every month
Offers
Perks
Book stay for 3-nights and pay for two at participating ITC hotels	Enjoy discounts on airport meet and greet Enjoy discounts on airport transfers
Introductory Offers
Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region