Tuesday, November 12, 2024

HDFC Diners Club Black vs Infinia

HDFC Diners Club Black vs HDFC Infinia

Basic Information
Network
Diners Club International	VISA
Material
Plastic	Metal
Requires Invitation
No	Yes
Concierge
Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	60
Minimum Net Salary
₹30 Lakhs	₹35 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
65	65
Minimum Net Income for Self Employed
₹30 Lakhs	₹34 Lakhs
Points
1 Point Value
0.8	1
Travel Points Per ₹100
3.33	3.33
Shopping Points Per ₹100
3.33	3.33
Dining Points Per ₹100
0	3.33
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
3.33	3.33
Utility Points Per ₹100
0	0
Points Terms
1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30
Fees and Charges
Joining Fee
₹10000	₹12500
Annual Fee
₹10000	₹12500
Minimum amount for Annual Fee waiver
₹500000	₹1000000
Welcome/Signup Bonus
Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK	Welcome benefit of 12,500 reward points
Bonus Value
₹9999	₹12000
Signup Bonus Terms
Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations	Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge
Unlimited	Unlimited
Available International Lounge
Unlimited	Unlimited
Available Global Lounge
Unlimited	Unlimited
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
Unlimited	0
Available Global Lounge for Guest
Unlimited	0
Offers
Perks
Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.	Book stay for 3-nights and pay for two at participating ITC hotels
Introductory Offers
	Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region