Wednesday, November 6, 2024

HDFC Infinia vs Standard Chartered Ultimate

HDFC Infinia vs Standard Chartered Ultimate

Basic Information
Network
VISA	VISA MASTERCARD
Material
Metal	Plastic
Requires Invitation
Yes	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	18
Maximum Age Salaried
60	62
Minimum Net Salary
₹35 Lakhs	₹0 Lakhs
Minimum Age Self Employed
21	18
Maximum Age Self Employed
65	67
Minimum Net Income for Self Employed
₹34 Lakhs	₹0 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3.33	3.33
Shopping Points Per ₹100
3.33	3.33
Dining Points Per ₹100
3.33	3.33
Fuel Points Per ₹100
0	2
Grocery Points Per ₹100
3.33	2
Utility Points Per ₹100
0	2
Points Terms
	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹12500	₹5000
Annual Fee
₹12500	₹5000
Minimum amount for Annual Fee waiver
₹1000000	₹0
Welcome/Signup Bonus
Welcome benefit of 12,500 reward points	Earn 6000 Reward Points
Bonus Value
₹12000	₹6000
Signup Bonus Terms
Get welcome benefit of 12,500 reward points upon fee realisation and card activation
Airport Lounge Access
Available Domestic Lounge
Unlimited	6
Available International Lounge
Unlimited	4
Available Global Lounge
Unlimited	0
Lounge Terms
	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
Book stay for 3-nights and pay for two at participating ITC hotels	5% cashback on duty-free spends – Max INR 1000 per Month
Introductory Offers
Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region