Friday, December 6, 2024

Standard Chartered Ultimate vs Tata Neu Infinity

Standard Chartered Ultimate vs Tata Neu Infinity

Basic Information
Network
VISA MASTERCARD	RUPAY VISA
Material
Plastic	Plastic
Requires Invitation
No	No
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
62	60
Minimum Net Salary
₹0 Lakhs	₹12 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
67	65
Minimum Net Income for Self Employed
₹0 Lakhs	₹12 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3.33	1.5
Shopping Points Per ₹100
3.33	2
Dining Points Per ₹100
3.33	1
Fuel Points Per ₹100
2	0
Grocery Points Per ₹100
2	1
Utility Points Per ₹100
2	1
Points Terms
1 Reward Point = INR 1	5 NeuCoins after Rs 100 spent on Non-EMI Spends on Tata Neu and partner Tata Brands 1.5 NeuCoins after Rs 100 spent on Non-Tata Brand Spends and any Merchant EMI Spends 1.5 NeuCoins after Rs 100 spent on NeuCoins on UPI spends (max 500) NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month NeuCoins earned on Utility transactions will be capped at 2000 NeuCoins per calendar month NeuCoins earned on Grocery transactions will be capped to 2,000 per month for Tata Neu Infinity HDFC Bank Credit card
Fees and Charges
Joining Fee
₹5000	₹1499
Annual Fee
₹5000	₹1499
Minimum amount for Annual Fee waiver
₹0	₹300000
Welcome/Signup Bonus
Earn 6000 Reward Points	Get 1499 NeuCoins on Tata Neu App
Bonus Value
₹6000	₹1499
Signup Bonus Terms
	Get 1499 neucoins as reversal of 1st year membership fees on 1st transaction done within 30 days of card issuances
Airport Lounge Access
Available Domestic Lounge
6	8
Available International Lounge
4	4
Available International Lounge for Guest
0	4
Lounge Terms
Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
5% cashback on duty-free spends – Max INR 1000 per Month