Friday, December 6, 2024

Standard Chartered Ultimate vs wiggy Credit Card


Basic Information
Network
VISA MASTERCARD	MASTERCARD
Material
Plastic	Plastic
Requires Invitation
No	No
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
62	60
Minimum Net Salary
₹0 Lakhs	₹2 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
67	65
Minimum Net Income for Self Employed
₹0 Lakhs	₹6 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3.33	1
Shopping Points Per ₹100
3.33	1
Dining Points Per ₹100
3.33	1
Fuel Points Per ₹100
2	0
Grocery Points Per ₹100
2	0
Utility Points Per ₹100
2	0
Points Terms
1 Reward Point = INR 1	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee
₹5000	₹500
Annual Fee
₹5000	₹500
Minimum amount for Annual Fee waiver
₹0	₹200000
Welcome/Signup Bonus
Earn 6000 Reward Points	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value
₹6000	₹1199
Airport Lounge Access
Available Domestic Lounge
6	0
Available International Lounge
4	0
Lounge Terms
Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
5% cashback on duty-free spends – Max INR 1000 per Month