Wednesday, November 13, 2024

HSBC Premier vs Swiggy Credit Card

HSBC Premier vs Swiggy Credit Card

Basic Information
Network
MASTERCARD	MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	60
Minimum Net Salary
₹36 Lakhs	₹2 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹40 Lakhs	₹6 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3	1
Shopping Points Per ₹100
3	1
Dining Points Per ₹100
3	1
Fuel Points Per ₹100
3	0
Grocery Points Per ₹100
3	0
Utility Points Per ₹100
0	0
Points Terms
Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee
₹12000	₹500
Annual Fee
₹20000	₹500
Minimum amount for Annual Fee waiver
₹0	₹200000
Welcome/Signup Bonus
Taj Epicure membership across Taj hotels and a Taj experience gift card	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value
₹12000	₹1199
Airport Lounge Access
Available Domestic Lounge
Unlimited	0
Available International Lounge
Unlimited	0
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
8	0
Available Global Lounge for Guest
8	0
Offers
Perks
Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)