Wednesday, November 13, 2024

HSBC Premier vs Standard Chartered Ultimate

HSBC Premier vs Standard Chartered Ultimate

Basic Information
Network
MASTERCARD	VISA MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Eligibility
Minimum Age Salaried
18	18
Maximum Age Salaried
Not Specified	62
Minimum Net Salary
₹36 Lakhs	₹0 Lakhs
Minimum Age Self Employed
18	18
Maximum Age Self Employed
Not Specified	67
Minimum Net Income for Self Employed
₹40 Lakhs	₹0 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3	3.33
Shopping Points Per ₹100
3	3.33
Dining Points Per ₹100
3	3.33
Fuel Points Per ₹100
3	2
Grocery Points Per ₹100
3	2
Utility Points Per ₹100
0	2
Points Terms
Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹12000	₹5000
Annual Fee
₹20000	₹5000
Welcome/Signup Bonus
Taj Epicure membership across Taj hotels and a Taj experience gift card	Earn 6000 Reward Points
Bonus Value
₹12000	₹6000
Airport Lounge Access
Available Domestic Lounge
Unlimited	6
Available International Lounge
Unlimited	4
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
8	0
Available Global Lounge for Guest
8	0
Lounge Terms
	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)	5% cashback on duty-free spends – Max INR 1000 per Month