Wednesday, November 13, 2024

HSBC Premier vs Tata Neu Plus

HSBC Premier vs Tata Neu Plus

Basic Information
Network
MASTERCARD	VISA RUPAY
Material
Metal	Plastic
Requires Invitation
No	No
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	60
Minimum Net Salary
₹36 Lakhs	₹3 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹40 Lakhs	₹6 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
3	1
Shopping Points Per ₹100
3	2
Dining Points Per ₹100
3	1
Fuel Points Per ₹100
3	0
Grocery Points Per ₹100
3	1
Utility Points Per ₹100
0	1
Points Terms
Reward points pay for your next Apple product with 1:1 redemption with Imagine vouchers Reward points that never expire 1 Reward Points = 1 Flying Return Point 1 Reward Point = 1 Etihad Airmiles 1 Reward points = 1 Kris Flyer mile 1 Reward point = 1 Avios mile 1 Reward Points = 1 InterMiles	2 NeuCoin on Rs 100 spent on Non-EMI Spends on Tata Neu and tata brands 1 NeuCoin per Rs 100 spent on Non-Tata Brand Spends and any Merchant EMI Spends 1 NeuCoin per Rs 100 spent on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month NeuCoins earned on Grocery transactions will be capped to 1,000 per month NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month.
Fees and Charges
Joining Fee
₹12000	₹499
Annual Fee
₹20000	₹499
Minimum amount for Annual Fee waiver
₹0	₹100000
Welcome/Signup Bonus
Taj Epicure membership across Taj hotels and a Taj experience gift card	Get 499 NeuCoins on Tata Neu App
Bonus Value
₹12000	₹499
Signup Bonus Terms
	Get 499 NeuCoins as reversal of 1st Year Membership Fees on 1st Transaction done within 30 days of card issuance
Airport Lounge Access
Available Domestic Lounge
Unlimited	4
Available International Lounge
Unlimited	0
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
8	0
Available Global Lounge for Guest
8	0
Offers
Perks
Complimentary EazyDiner Prime annual membership which provides with 30% off on your bill (up to INR1,250)