Wednesday, November 6, 2024

American Express Platinum vs Tata Neu Infinity

American Express Platinum vs Tata Neu Infinity

Basic Information
Network
American Express	RUPAY VISA
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	60
Minimum Net Salary
₹25 Lakhs	₹12 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹15 Lakhs	₹12 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
2.5	1.5
Shopping Points Per ₹100
2.5	2
Dining Points Per ₹100
2.5	1
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
2.5	1
Utility Points Per ₹100
0	1
Points Terms
	5 NeuCoins after Rs 100 spent on Non-EMI Spends on Tata Neu and partner Tata Brands 1.5 NeuCoins after Rs 100 spent on Non-Tata Brand Spends and any Merchant EMI Spends 1.5 NeuCoins after Rs 100 spent on NeuCoins on UPI spends (max 500) NeuCoins earned on Telecom & Cable transactions will be capped at 2000 NeuCoins per calendar month NeuCoins earned on Utility transactions will be capped at 2000 NeuCoins per calendar month NeuCoins earned on Grocery transactions will be capped to 2,000 per month for Tata Neu Infinity HDFC Bank Credit card
Fees and Charges
Joining Fee
₹66000	₹1499
Annual Fee
₹66000	₹1499
Minimum amount for Annual Fee waiver
₹0	₹300000
Welcome/Signup Bonus
Welcome gift with option to choose from Taj Hotels, Luxe Gift Card, The Postcard Hotels & Resorts	Get 1499 NeuCoins on Tata Neu App
Bonus Value
₹60000	₹1499
Signup Bonus Terms
Receive the welcome gift within 6-8 weeks of payment of annual fee and upon net spends of INR 50,000 in first 2 months of Cardmembership	Get 1499 neucoins as reversal of 1st year membership fees on 1st transaction done within 30 days of card issuances
Airport Lounge Access
Available Domestic Lounge
Unlimited	8
Available International Lounge
Unlimited	4
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
Unlimited	4
Available Global Lounge for Guest
Unlimited	0
Lounge Terms
The Centurion® Lounge can be accessed anytime Priority Pass Lounges - To be used only for International access. Delta Sky Club® Lounges when flying Delta Domestic Partner Lounges in India
Hotels & Memberships
Taj Epicure
Plus	None
Mariott Bonvoy
Gold Elite	None
Hilton Honors
Gold	None
Radisson Membership
Premium	None
Accor Plus
Traveller	None
IPrefer Hotel Rewards
Titanium	None
Sunshine Club Membership
Platinum	None
Offers
Perks
Exclusive invitations to VIP-only events and unforgettable experiences like Concerts, Fashion Weeks, Grammy Awards, Wimbledon, Formula 1 Races etc Complimentary Membership - Ace By Times Prime which include multiple memberships 25% off at Taj, SeleQtions and Vivanta Hotels Additional complimentary night when you book two or more nights for a club room or suite at The LaLiT in India