Wednesday, November 6, 2024

American Express Platinum vs Standard Chartered Ultimate

American Express Platinum vs Standard Chartered Ultimate

Basic Information
Network
American Express	VISA MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
18	18
Maximum Age Salaried
Not Specified	62
Minimum Net Salary
₹25 Lakhs	₹0 Lakhs
Minimum Age Self Employed
18	18
Maximum Age Self Employed
Not Specified	67
Minimum Net Income for Self Employed
₹15 Lakhs	₹0 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
2.5	3.33
Shopping Points Per ₹100
2.5	3.33
Dining Points Per ₹100
2.5	3.33
Fuel Points Per ₹100
0	2
Grocery Points Per ₹100
2.5	2
Utility Points Per ₹100
0	2
Points Terms
	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹66000	₹5000
Annual Fee
₹66000	₹5000
Welcome/Signup Bonus
Welcome gift with option to choose from Taj Hotels, Luxe Gift Card, The Postcard Hotels & Resorts	Earn 6000 Reward Points
Bonus Value
₹60000	₹6000
Signup Bonus Terms
Receive the welcome gift within 6-8 weeks of payment of annual fee and upon net spends of INR 50,000 in first 2 months of Cardmembership
Airport Lounge Access
Available Domestic Lounge
Unlimited	6
Available International Lounge
Unlimited	4
Available Global Lounge
Unlimited	0
Available Domestic Lounge for Guest
Unlimited	0
Available International Lounge for Guest
Unlimited	0
Available Global Lounge for Guest
Unlimited	0
Lounge Terms
The Centurion® Lounge can be accessed anytime Priority Pass Lounges - To be used only for International access. Delta Sky Club® Lounges when flying Delta Domestic Partner Lounges in India	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Hotels & Memberships
Taj Epicure
Plus	None
Mariott Bonvoy
Gold Elite	None
Hilton Honors
Gold	None
Radisson Membership
Premium	None
Accor Plus
Traveller	None
IPrefer Hotel Rewards
Titanium	None
Sunshine Club Membership
Platinum	None
Offers
Perks
Exclusive invitations to VIP-only events and unforgettable experiences like Concerts, Fashion Weeks, Grammy Awards, Wimbledon, Formula 1 Races etc Complimentary Membership - Ace By Times Prime which include multiple memberships 25% off at Taj, SeleQtions and Vivanta Hotels Additional complimentary night when you book two or more nights for a club room or suite at The LaLiT in India	5% cashback on duty-free spends – Max INR 1000 per Month