Wednesday, November 6, 2024

American Express Platinum vs HDFC Diners Club Black

American Express Platinum vs HDFC Diners Club Black

Basic Information
Network
American Express	Diners Club International
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	Domestic & Global
Eligibility
Minimum Age Salaried
18	21
Maximum Age Salaried
Not Specified	60
Minimum Net Salary
₹25 Lakhs	₹30 Lakhs
Minimum Age Self Employed
18	21
Maximum Age Self Employed
Not Specified	65
Minimum Net Income for Self Employed
₹15 Lakhs	₹30 Lakhs
Points
1 Point Value
1	0.8
Travel Points Per ₹100
2.5	3.33
Shopping Points Per ₹100
2.5	3.33
Dining Points Per ₹100
2.5	0
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
2.5	3.33
Utility Points Per ₹100
0	0
Points Terms
	1 RP Equivalent to SmartBuy (Flights/Hotels) Rs. 1.00 1 RP Equivalent to Airmiles Up to 1.00 AirMile 1 RP Equivalent to Product Catalogue (vouchers/products) Upto Rs. 0.50 1 RP Equivalent to Cash back Rs. 0.30
Fees and Charges
Joining Fee
₹66000	₹10000
Annual Fee
₹66000	₹10000
Minimum amount for Annual Fee waiver
₹0	₹500000
Welcome/Signup Bonus
Welcome gift with option to choose from Taj Hotels, Luxe Gift Card, The Postcard Hotels & Resorts	Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK
Bonus Value
₹60000	₹9999
Signup Bonus Terms
Receive the welcome gift within 6-8 weeks of payment of annual fee and upon net spends of INR 50,000 in first 2 months of Cardmembership	Welcome benefits will be awarded after spending 1.5 lakhs within the first 90 days or upon first year fee realizations
Airport Lounge Access
Available Domestic Lounge
Unlimited	Unlimited
Available International Lounge
Unlimited	Unlimited
Available Global Lounge
Unlimited	Unlimited
Available Domestic Lounge for Guest
Unlimited	Unlimited
Available International Lounge for Guest
Unlimited	Unlimited
Available Global Lounge for Guest
Unlimited	Unlimited
Lounge Terms
The Centurion® Lounge can be accessed anytime Priority Pass Lounges - To be used only for International access. Delta Sky Club® Lounges when flying Delta Domestic Partner Lounges in India
Hotels & Memberships
Taj Epicure
Plus	None
Mariott Bonvoy
Gold Elite	None
Hilton Honors
Gold	None
Radisson Membership
Premium	None
Accor Plus
Traveller	None
IPrefer Hotel Rewards
Titanium	None
Sunshine Club Membership
Platinum	None
Offers
Perks
Exclusive invitations to VIP-only events and unforgettable experiences like Concerts, Fashion Weeks, Grammy Awards, Wimbledon, Formula 1 Races etc Complimentary Membership - Ace By Times Prime which include multiple memberships 25% off at Taj, SeleQtions and Vivanta Hotels Additional complimentary night when you book two or more nights for a club room or suite at The LaLiT in India	Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month Fast Track Airport Experience: Skip the line for check-in and receive baggage assistance.