Sunday, November 17, 2024

AU Zenith+ Metal vs Swiggy Credit Card


Basic Information
Network
VISA	MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	21
Maximum Age Salaried
60	60
Minimum Net Salary
₹30 Lakhs	₹2 Lakhs
Minimum Age Self Employed
21	21
Maximum Age Self Employed
60	65
Minimum Net Income for Self Employed
₹30 Lakhs	₹6 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
2	1
Shopping Points Per ₹100
1	1
Dining Points Per ₹100
2	1
Fuel Points Per ₹100
0	0
Grocery Points Per ₹100
0	0
Utility Points Per ₹100
0	0
Points Terms
	10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). Upto Rs. 1500 per month. 5% Cashback on online spends across online MCCs5% Cashback on online spends across online MCCs.5% Cashback on online spends across online MCCs. Upto Rs 1500 per month
Fees and Charges
Joining Fee
₹4999	₹500
Annual Fee
₹4999	₹500
Minimum amount for Annual Fee waiver
₹800000	₹200000
Welcome/Signup Bonus
Choose from a range of Luxury Brand Vouchers or Reward points	complimentary Swiggy one Membership for 3 months as welcome benefit
Bonus Value
₹5000	₹1199
Airport Lounge Access
Available Domestic Lounge
16	0
Available International Lounge
16	0
Available Global Lounge
16	0
Lounge Terms
Max 4 complimentary lounge access per calendar quarter Usage of Priority Pass within India is chargeable.
Offers
Perks
Complimentary Taj Epicure Membership on minimum net retail spends of INR 12 Lakh Earn 5000 Bonus Reward Points