Sunday, November 17, 2024

AU Zenith+ Metal vs Standard Chartered Ultimate


Basic Information
Network
VISA	VISA MASTERCARD
Material
Metal	Plastic
Requires Invitation
No	No
Concierge
Domestic & Global	None
Eligibility
Minimum Age Salaried
21	18
Maximum Age Salaried
60	62
Minimum Net Salary
₹30 Lakhs	₹0 Lakhs
Minimum Age Self Employed
21	18
Maximum Age Self Employed
60	67
Minimum Net Income for Self Employed
₹30 Lakhs	₹0 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
2	3.33
Shopping Points Per ₹100
1	3.33
Dining Points Per ₹100
2	3.33
Fuel Points Per ₹100
0	2
Grocery Points Per ₹100
0	2
Utility Points Per ₹100
0	2
Points Terms
	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹4999	₹5000
Annual Fee
₹4999	₹5000
Minimum amount for Annual Fee waiver
₹800000	₹0
Welcome/Signup Bonus
Choose from a range of Luxury Brand Vouchers or Reward points	Earn 6000 Reward Points
Bonus Value
₹5000	₹6000
Airport Lounge Access
Available Domestic Lounge
16	6
Available International Lounge
16	4
Available Global Lounge
16	0
Lounge Terms
Max 4 complimentary lounge access per calendar quarter Usage of Priority Pass within India is chargeable.	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
Complimentary Taj Epicure Membership on minimum net retail spends of INR 12 Lakh Earn 5000 Bonus Reward Points	5% cashback on duty-free spends – Max INR 1000 per Month