Sunday, November 10, 2024

American Express Platinum Travel vs Standard Chartered Ultimate

American Express Platinum Travel vs Standard Chartered Ultimate

Basic Information
Network
American Express	VISA MASTERCARD
Material
Plastic	Plastic
Requires Invitation
No	No
Eligibility
Minimum Age Salaried
18	18
Maximum Age Salaried
Not Specified	62
Minimum Net Salary
₹6 Lakhs	₹0 Lakhs
Minimum Age Self Employed
18	18
Maximum Age Self Employed
Not Specified	67
Minimum Net Income for Self Employed
₹6 Lakhs	₹0 Lakhs
Points
1 Point Value
1	1
Travel Points Per ₹100
2	3.33
Shopping Points Per ₹100
2	3.33
Dining Points Per ₹100
2	3.33
Fuel Points Per ₹100
0	2
Grocery Points Per ₹100
2	2
Utility Points Per ₹100
0	2
Points Terms
	1 Reward Point = INR 1
Fees and Charges
Joining Fee
₹3500	₹5000
Annual Fee
₹5000	₹5000
Welcome/Signup Bonus
10,000 points	Earn 6000 Reward Points
Bonus Value
₹10000	₹6000
Signup Bonus Terms
Spending Rs. 15,000 within 90 days of Cardmembership entitles you to a Welcome Gift.
Airport Lounge Access
Available Domestic Lounge
8	6
Available International Lounge
8	4
Lounge Terms
airport lounges are limited to two complimentary visit per quarter	Access to over 20 domestic airport lounges under Mastercard Programme Complimentary priority pass membership worth $99 – 1 free Lounge Visit per Month on spending INR 20k in previous month
Offers
Perks
Spend Rs 1.90 Lacs in a Cardmembership year and get Flipkart voucher or Travel benefits worth Rs. 4,500 Spend Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart voucher or Travel benefits worth Rs. 7,500 Spend Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels Spend Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000	5% cashback on duty-free spends – Max INR 1000 per Month